Free NZ tradie business calculators — hourly rate, job costing, quote builder, breakeven, cash flow, markup vs margin and more.
Work out what to charge per hour based on your target income, overheads, and billable hours. Includes ACC levy estimates.
Calculate job costs, apply your markup, and produce a quote price with GST for NZ tradie jobs — with regional labour rates by city.
Build a complete, professional quote for any NZ trade job in 4 steps — labour, materials, markup, GST, and a printable summary your client can sign.
Calculate total labour cost for a job, team, or project in NZ. Includes on-costs, overhead loading, and a profitability check for your quote.
Free NZ breakeven calculator for tradies — work out your breakeven point, minimum monthly revenue and profit margin so you know exactly what you must bill.
Plan your tradie business cash flow 12 weeks ahead — track expected income, expenses, tax reserve, and running balance to spot cash gaps before they hit.
Convert between markup percentage and gross margin percentage — a common source of confusion that can cost tradies thousands.
Calculate the impact of materials price inflation on your construction quote — ensure your estimate accounts for rising costs over the project duration.
Calculate weekly repayments, total interest and true cost of financing tools, vehicles or equipment for your NZ tradie business.
Free NZ retentions calculator — work out retention amounts, release dates and trust requirements under the Construction Contracts Act. Instant results.
Free NZ apprentice wage calculator — minimum and typical pay rates by trade, training year and hours worked. Updated for April 2026 minimum wage.
Calculate the true cost of employing a worker in NZ — including wages, KiwiSaver, ESCT, ACC, annual leave, sick leave and public holidays.
Compare net take-home pay as a self-employed contractor versus a PAYE employee on the same gross income — including tax, ACC, KiwiSaver and leave.